FactPower: Facts, figures, and talking points for Resistance activists.
CALL TO ACTION Call your GOP lawmakers to oppose Republicare!
WHAT: Coordinated calling campaign WHEN: Senate break from May 29 to June 2 WHO: Your GOP Senators and Representatives HOW OFTEN: Try to call once per day! WHY: Topher Spiro of the Center for American Progress tweeted, “INTEL: Several GOP Senators have privately said this recess is the test - if they get blowback at home, they'll tell McConnell it's over.” (3:08 PM, May 25, 2017) So our job will be to give them plenty of blowback during this period, May 29 through June 2. Let’s do it right! Give them an earful, so that this chapter ends right now – or else we’re going to have to keep fighting for months more. Call once per day!
Click here to enter your address and get a list of all your elected officials, complete with their contact information.
For added effectiveness, please figure out how RepubliCare would hurt YOU or your family. We've provided a list of preexisting conditions and their surcharges at the bottom of this page. We've also included a table with estimates of average premiums, also at the bottom.
Remember that finances are entangled in most families. If you live in Virginia, but your dad in South Dakota is having to pay out most of his fixed income for medical insurance premiums because of preexisting conditions or simply being old, YOU are impacted too. And you may be impacted later when you get older or have less income. You can certainly complain to your elected officials in Virginia, but you might also have license to complain to your dad's elected officials in South Dakota.
Please call it "RepubliCare!" Lawmakers need to recognize that we’re tarring the entire GOP with blame for this legislation. We can’t let them make Trump an easy scapegoat with the term "Trumpcare."
The General Script: (Please print, take a red pencil, fill in any information, and modify however appropriate to your situation! Scratch out anything you don’t feel a need to discuss. Make it your own. It's better if we don't all read the same words over the phone!): Hello. My name is [NAME]. I’m a constituent living at/in [LOCATION OR ADDRESS]. I’m calling because I am very angry the GOP has approved the RepubliCare bill in the House without even waiting for the CBO report to come out. A responsible lawmaker would want to know how this law would impact his constituents, but hardly anybody in the GOP is being responsible. Now that the CBO report has come out, I’m pretty disgusted. According to the CBO:
23 million Americans would lose their insurance.
14 million Americans would be kicked off of Medicaid. Half of those are children.
Over a trillion dollars would be taken from the poor and given to the rich.
Some Americans would see their insurance costs go up 10 fold.
Quality controls would be gone in opt-out states, so we’d get junk policies that don’t cover much.
Out-of-pocket maximums would be gone.
Annual and lifetime caps would be back, so serious illnesses could bankrupt entire families
RepubliCare would send stable markets into death spirals, and people would be priced out of the market.
And the terms of this bill are cruel:
Low income Americans would lose all premium assistance.
Premiums for older Americans could consume most of their income.
Premiums for sick Americans could greatly exceed their income.
There’s a 30% penalty for Americans without previous coverage.
RepubliCare is grossly underfunded, so the high risk pools will fail, leaving sick people uninsured.
I am especially angry that the Senate wants to strip away all protections and make the states opt in to the protections we have now. That won’t happen in many states.
What affects me (or my family) the most is ____________________________. (See below to find out what your premiums might be with different preexisting conditions, ages, income levels, etc.) So does Representative/Senator [NAME] support this horrible bill or oppose it? (or has he/she changed his/her mind about the bill?) [The Staffer will answer.]
Well, please urge Representative/Senator [NAME] to kill this bill! I just don’t want it, and I will remember his/her vote when I cast MY next vote. [The staffer will state that he/she will relay your comments. Please thank him/her.]
Preexisting Condition Premiums: If you have a preexisting condition (or have had one, even if it's not a current condition), the premium might be determined one of two ways:
Flat rate ($25,700/yr, estimated by the AARP): Everyone with a preexisting condition pays the same premium, whether they have asthma or cancer.
Variable rate: You would pay a base rate around $4,020 (estimated by the Center for American Progress for a person who is age 40), and then you would be surcharged according to your condition(s). Each condition would be an additional surcharge. These surcharges would correspond roughly to the cost of your treatment, so you would pay out a bit more than you would get back. Please look at the table below. Find your surcharge(s) in the middle column, and add it/them to the $4020 base rate. EXAMPLE: You have asthma ($4,340) and diabetes ($5,600), so your annual premium would be 4340 + 5600 + 4020 = $13,960 per year. (Note that there might be other preexisting conditions not listed here, like having been raped, having given birth, having been to a chiropractor, working in a dangerous profession, and so forth.)
Average Premiums: Here’s are some CBO estimates of average premiums ( in the year 2026, so add 9 years to your age) for 2 different income levels and 3 different ages under Obamacare, RepubliCare without opt-outs, and RepubliCare with opt-outs. If you’re 64 years old and earn $26,500 per year, your premiums would be $16,100 (or $13,600) under RepubliCare, vs. only $1,700 under Obamacare.